If you were in a motorcycle accident, you may be dealing with a lot right now. Perhaps you have injuries to take care of and a motorcycle that needs repairing, in addition to the other issues that accompany a traffic accident. Should you hire a motorcycle accident attorney if you have motorcycle insurance? The following can help you make that decision.
The Insurance Company’s Motives
When an insurance company is handling a motorcycle accident, their end goal is to payout as little as possible. Whether you’re dealing with your insurance company or the other driver’s insurance company, what they offer you might seem like a lot to begin with. Once you take a look at all the nitty gritty details of your accident and how much it is going to cost you, that offer may not seem like much anymore.
Your insurance company is trying to protect their bottom line, and as such, won’t generally offer you as much as you’ll actually need. Though it will seem as if they are looking out for you, their motive is to protect their own company.
Hiring an Attorney
In order to get the compensation you actually deserve, it might be your best move to hire a motorcycle accident attorney. Your lawyer can look over the offer you receive from your insurance company to help you decide whether it’s a generous offer or if you could receive more upon going to trial. Your lawyer could also help you in filing a lawsuit against another driver, a property owner or any other party that played a role in your accident.
If the insurance company of the other driver contacts you, there’s no reason you should engage in conversation. Tell the representative he or she is welcome to contact your lawyer to speak about the particulars of the offer.
Another form of insurance to consider after your motorcycle accident is health insurance. If you are planning to go to court to recover costs for medical attention, you’ll still need to pay for the medical services you use in the meantime. Go ahead and utilize your insurance. After the settlement, your insurance company can be reimbursed from your settlement check.
If you were in a motorcycle accident and have motorcycle insurance, it’s still important you have someone looking out for your personal interests. Contact a motorcycle accident attorney today to get started with your case and to have legal representation help you deal with the insurance companies.